1.​   About the Website

Welcome to www.palunadigital.com The Website Unclaimed Assets & Entitlements, Deceased Estates, Research and Investigations.

The Website is operated by Paluna Digital Marketing. Access to and use of the Website, or any of its associated Products or Services, is provided by Paluna Digital Marketing. Please read these terms and conditions (‘Terms‘) carefully. Using, browsing and/or reading the Website signifies that you have read, understood and agree to be bound by the Terms. If you do not agree with the Terms, you must cease usage of the Website or any of Services.

Paluna Digital Marketing reserves the right to review and change any of the Terms by updating this page at its sole discretion. When Paluna Digital Marketing updates the Terms, it will use reasonable endeavors to provide you with notice of updates to the Terms. Any changes to the Terms take immediate effect from the date of their publication. Before you continue, we recommend you keep a copy of the Terms for your records.

2.    Acceptance of the Terms

You accept our Site Terms by engaging and remaining on our Website, you confirm that you have read, understood, and agree to be bound by these terms. You may also accept the Terms by clicking to accept or agree to the Terms where Paluna Digital Marketing makes this option available to you in the user interface. If you do not agree with any or all parts of these terms, please refrain from using our Site and Services.

3.    Copyright and Intellectual Property

The Website, the content and all of the related products of Paluna Digital Marketing are subject to copyright. The material on the Website is protected by copyright under the laws of Australia and through international treaties. Unless otherwise indicated, all rights (including copyright) in the content and compilation of the Website (including but not limited to text, graphics, logos, button icons, video images, audio clips, website, code, scripts, design elements and interactive features) or the content are owned or controlled for these purposes, and are reserved by Paluna Digital Marketing or its contributors.

All trademarks, service marks and trade names are owned, registered and/or licensed by Paluna Digital Marketing, who grants to you a worldwide, non-exclusive, royalty-free, revocable license whilst you are a Member to:

- use the Website pursuant to the Terms;

- copy and store the Website and the material contained in the Website in your device’s cache memory; and

- print pages from the Website for your own personal and non-commercial use.

Paluna Digital Marketing does not grant you any other rights whatsoever in relation to the Website or the content. All other rights are expressly reserved by Paluna Digital Marketing.

Paluna Digital Marketing retains all rights, title and interest in and to the Website and all related content. Nothing you do on or in relation to the Website will transfer any:

- business name, trading name, domain name, trade mark, industrial design, patent, registered design or copyright, or

- a right to use or exploit a business name, trading name, domain name, trade mark or industrial design, or

- a thing, system or process that is the subject of a patent, registered design or copyright (or an adaptation or modification of such a thing, system or process), to you.

You may not, without the prior written permission of Paluna Digital Marketing and the permission of any other relevant rights owners: broadcast, republish, up-load to a third party, transmit, post, distribute, show or play in public, adapt or change in any way the content or third party content for any purpose, unless otherwise provided by these Terms. This prohibition does not extend to materials on the Website, which are freely available for re-use or are in the public domain.

4.    Privacy

Paluna Digital Marketing takes your privacy seriously and any information provided through your use of the Website and/or content are subject to our Privacy Policy, which is available on the Website.

5.    General Disclaimer

Nothing in the Terms limits or excludes any guarantees, warranties, representations or conditions implied or imposed by law, including the Australian Consumer Law (or any liability under them) which by law may not be limited or excluded.

Subject to this clause 5, and to the extent permitted by law:

- all terms, guarantees, warranties, representations or conditions which are not expressly stated in the Terms are excluded; and

- Paluna Digital Marketing will not be liable for any special, indirect or consequential loss or damage (unless such loss or damage is reasonably foreseeable resulting from our failure to meet an applicable Consumer Guarantee), loss of profit or opportunity, or damage to goodwill arising out of or in connection with the content or these Terms (including as a result of not being able to use the content or the late supply of the content), whether at common law, under contract, tort (including negligence), in equity, pursuant to statute or otherwise.

Use of the Website and the content is at your own risk. Everything on the Website and the content is provided to you “as is” and “as available” without warranty or condition of any kind. None of the affiliates, directors, officers, employees, agents, contributors and licensors of Paluna Digital Marketing make any express or implied representation or warranty about the content or any products or content (including the products or content of Paluna Digital Marketing) referred to on the Website. This includes (but is not restricted to) loss or damage you might suffer because of any of the following:

-failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorized access to record;

-the accuracy, suitability or currency of any information on the Website, the content, or any of its content related products (including third party material and advertisements on the Website);

-costs incurred because of you using the Website, the content or any of the services of Paluna Digital Marketing; and

-the content or operation in respect to links which are provided for your convenience.

-The site may contain third party information or links, including but not limited to user comments,

guest articles and advertisements. (Third Party Information). We do not control, recommend, endorse,

sponsor or approve Third Party Information, including any information, products or services mentioned in Third Party Information. You should make your own investigations with respect to the suitability of Third-Party Information for you.

6.    Limitation of liability

Our total liability arising out of or in connection with the content or these Terms, however arising, including under contract, tort (including negligence), in equity, under statute or otherwise, will not exceed the resupply of the content to you.

You expressly understand and agree that Paluna Digital Marketing, its affiliates, employees, agents, contributors and licensors shall not be liable to you for any direct, indirect, incidental, special consequential, exemplary or punitive damages which may be incurred by you, however caused and under any theory of liability. This shall include, but is not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation and any other intangible loss.

You acknowledge and agree that Paluna Digital Marketing holds no liability for any direct, indirect, incidental, special consequential, exemplary or punitive damages which may be incurred by you as a result of providing your content to the Website.

7.    Termination of Contract

If you want to terminate the Terms, you may do so by providing Paluna Digital Marketing with 14 days’ notice of your intention to terminate by sending notice of your intention to terminate to Paluna Digital Marketing via the ‘Contact Us’ link on our homepage.

Paluna Digital Marketing may at any time, terminate the Terms with you if:

-you have breached any provision of the Terms or intend to breach any provision;

-Paluna Digital Marketing is required to do so by law;

-Paluna Digital Marketing is transitioning to no longer providing the Services to members in the country in which you are resident or from which you use the service; or

-the provision of the Services to you by Paluna Digital Marketing, is in the opinion of Paluna Digital Marketing, no longer commercially viable.

Subject to local applicable laws, Paluna Digital Marketing reserves the right to discontinue or cancel your access at any time and may suspend or deny, in its sole discretion, your access to all or any portion of the Website or the Services without notice if you breach any provision of the Terms or any applicable law or if your conduct impacts Paluna Digital Marketing's name or reputation or violates the rights of those of another party.

When the Terms come to an end, all of the legal rights, obligations and liabilities that you and Paluna Digital Marketing have benefitted from, been subject to (or which have accrued over time whilst the Terms have been in force) or which are expressed to continue indefinitely, shall be unaffected by this cessation, and the provisions of this clause shall continue to apply to such rights, obligations and liabilities indefinitely.

We reserve the right to amend or delete any and all of your content, Third Party Information and/or Third-Party Sites, and to block any user, if we believe that there is a violation of these Terms, or for any other reason, in our sole discretion.

8.    Indemnity

You agree to indemnify Paluna Digital Marketing, its affiliates, employees, agents, contributors, third party content providers and licensors from and against:

-all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred, suffered or arising out of or in connection with your content.

-any direct or indirect consequences of you accessing, using or transacting on the Website or attempts to do so; and/or

-any breach of the Terms.

9.    Dispute Resolution

Compulsory:

-You agree to use your best endeavors to use mediation and negotiation to resolve any dispute arising out of or relating to these Terms, prior to resorting to an external dispute resolution process. Please notify us in writing of any dispute you may have.

Confidential:

• All communications concerning negotiations made by the Parties arising out of and in connection with this dispute resolution clause are confidential and to the extent possible, must be treated as “without prejudice” negotiations for the purpose of applicable laws of evidence.

Termination of Mediation:

-If 14 days have elapsed after the start of a mediation of the Dispute and the Dispute has not been resolved, either Party may ask the mediator to terminate the mediation and the mediator must do so.

10.  Venue and Jurisdiction

-The Services offered by Paluna Digital Marketing is intended to be viewed by residents of Australia. In the event of any dispute arising out of or in relation to the Website, you agree that the exclusive venue for resolving any dispute shall be in the courts of Victoria, Australia.

11.  Governing Law

-The Terms are governed by the laws of Victoria, Australia. Any dispute, controversy, proceeding or claim of whatever nature arising out of or in any way relating to the Terms and the rights created hereby shall be governed, interpreted and construed by, under and pursuant to the laws of Victoria, Australia, without reference to conflict of law principles, notwithstanding mandatory rules. The validity of this governing law clause is not contested. The Terms shall be binding to the benefit of the parties hereto and their successors and assigns.

12.  Independent Legal Advice

-Both parties confirm and declare that the provisions of the Terms are fair and reasonable and both parties having taken the opportunity to obtain independent legal advice and declare the Terms are not against public policy on the grounds of inequality or bargaining power or general grounds of restraint of trade.

13.  Severance

-If any part of these Terms is found to be void or unenforceable by a Court of competent jurisdiction, that part shall be severed and the rest of the Terms shall remain in force.